I truly value the relatioOn-Rail copynships built over time – and that is what enables me to continue to enjoy helping and coaching others.

I will do everything I can to make sure you’re a satisfied customer, too!

Tom was a key asset in our search for a new house. From understanding what we could afford, to making sure that our documentation was in place so we could close on time.

More important to me was that he always answered or called me back immediately and had answers to all my questions. I found a friend and someone who I would recommend to others.

Phil P.


If you are thinking about a mortgage for a home or a refinance on your existing home, I know just the person to call.  His name is Tom Bonetto, The Lending Coach.  When my wife and I were visiting friends at Sun City Grand, we decided it would be far better to purchase a vacation home, as it would be available for us year round….

Tom came to our home to get the mortgage process started (when was the last time a mortgage broker came to your house?), explained the way mortgages are handled in Arizona, and was there for us thorough out the process. Every time I called, Tom answered his phone quickly – and if he did not have an resolution he would call back with one in a timely manner.

If Tom promised he would do something, he did it!

Richard and Carla B.

I was scared to even ask if I could buy my home. I have had some setbacks in the last few years which made me wonder if it was possible.
I somehow found Tom and this was one of the best experiences I have had in a long time.
Tom was very positive from the beginning to the end. He made it feel possible, and it was. Whenever I hear that someone is looking to buy a home, Tom will be the first word out of my mouth.
I now own my home thanks to Tom and his knowledge of the system. I would highly recommend Tom to everybody.
Thanks, Tom, once again for making it possible.

Dave M.


We had the pleasure of working with Tom Bonetto on a recent home refinance. I’ve known Tom as a baseball coach for years and I knew that I could trust him. From the beginning, Tom made the transaction simple and easy. Taking his time to make sure my wife and I understood everything while he walked us through the process!

Throughout the entire refinance he was a teammate, had our back, and went out of his way to treat us like we were his only client, when we knew that we were not. He personally delivered documents, and we signed them at our kitchen table! His level of service was outstanding, as he made the entire approval and loan process simple and customer driven.

Any and all references I get will always be sent to Tom and going forward The Lending Coach will be our mortgage lender of choice.”
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Jeff & Cheryl L.



The service and personal attention I received from Tom was exceptional and beyond what I was expecting! His commitment in finding us the best loan program really helped us in our refinance. Not only did we save on our monthly mortgage payment, we were able to do some consolidation and realize a substantial cash-flow benefit every month!

The most important thing for me was to find a business professional and someone I could trust – and Tom was there for us every step of the way. I’m glad we chose Tom as our ‘Lending Coach’ and would recommend him to anyone refinancing or buying a home.

Dan S.


Mr. Bonetto was extremely efficient in helping me refinance my home. The entire process was completed in about 30 days. He was available to come to me when I was tied up at work and was very prompt in responding to my questions…and my texts messages and phone messages were usually answered within just a few minutes. My refinance process was very easy, even with a few obstacles that had to be addressed. He worked with me in refinancing exactly the amount I requested, which included paying off my car loan. My new loan payment was only increased by $20.00 a month but it saved me $312.00 by paying off my car loan. I will definitely be recommending him to my family and friends. Thanks, Tom!Tom with fungo

Mary W.


Tom gave us such a personal and professional experience through out the whole process. He kept us updated and answered all questions promptly. He always made himself available to us and always made us feel like a priority.

Mike and Sarah B.


Tom is one of the good guys. He does exactly what he says he’s going to do. In addition, Tom has showed real character and integrity on several occasions with his willingness to directly and openly communicate even when the information could be deemed as negative. His commitment to do the right and fair things really sets him apart.

Jeremy T.         Group-on-rail copy
Regional Sales Manager – Software & Technology

I’ve worked with Tom on projects and as a financial professional constantly interacted with Tom regularly.  Tom’s ability to think outside the box has proven to be one of his greatest assets. I have seen Tom’s demeanor and conduct and he has proven to exercise high degree of professionalism and grace under pressure. Throughout the years, Tom has demonstrated an outstanding executive leadership and has a high financial acumen. Tom is a dedicated family person, coach, and an avid fly fisherman – and he has shared some of his tricks with me. I have a high degree of respect for Tom both professionally and personally.

Mel A., AutobytelBusiness-puzzle

Tom is diplomatic and a consummate professional. He excels at keeping teams on task and ever improving with the goal of customer engagement and delight. In addition to being highly enthusiastic, Tom is also fiscally strategic, a great talent combination for his customers. His commitment to do the right and fair things really sets him apart.

Cynthia W.

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I’ve had the distinct pleasure of working with Tom for many years. He is the consummate professional and team player. Tom is an outstanding asset to any team!

Mike N.

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