The Lending Coach

Coaching and teaching - many through the mortgage process and others on the field

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Improving Athletic Performance Through Visualization

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Photo by David Cassolato on Pexels.com

Visualization is one of the primary techniques used in sports psychology today – and one of the most underutilized by athletes.  An athlete’s performance is often the result of what’s happening inside his or her head, or more specifically the movies and soundtracks playing inside that head!

Performance visualization is used by virtually all great athletes and research has shown that, when combined with actual practice, improves performance more than practice alone. Imagery also isn’t just a mental experience that occurs in your head, but rather impacts you in every way: psychologically, emotionally, physically, technically, and tactically.

Outline of Mans Head with Key Hole Shining Through

Think of mental imagery as weight-training for the mind

Overriding Factors

There are two keys principles to keep in mind when practicing visualization. The first is, your practice needs to be consistent. 10 minutes a day every day, will always beat an intense hour long session once a week.

It helps to make a commitment to practice your visualization the same time every day.  First thing in the morning as close to waking as possible is ideal. This is because the mind is still slightly lucid at this time, which makes it easier to conjure up images.

The second key principle is you must stay positive in your thinking.  Even if you can’t quite see crystal clear images yet, you will still gain huge benefits from your visualization practice.  Trust me, it still works.  For some people that will be feeling the image, or just getting a sense of what it might look like.  Wherever your current level is, nurture it and allow it to grow.

Baseball Player about to Hit a Ball with Bat

Accept that you can’t always perform the way that you visualized

Research has also indicated that the act of envisioning a relevant muscle movement can potentially result in electrical activity in the specific muscle, despite the fact that there is the absence of the actual movement of the muscle.

That same electrical activity bears a resemblance to the electrical movement that occurs during the actual movement. In this regard, the relevant muscles are primed for the upcoming physical activity.

Also, you should visualize successful outcomes…

Success Story

Sports psychologist Patrick Cohn recently shared a story from USA volleyball players Alix Klineman and April Ross, who won the gold medal in beach volleyball at the 2020 Tokyo Olympics.

Klineman/Ross became only the second U.S. women’s duo in history to win an Olympic gold medal in beach volleyball.

When asked how she pumps up and prepares for a game, Klineman pointed to visualization as a significant component.

KLINEMAN: “I do some visualization, which has been really powerful. I visualize myself in my body, so instead of looking at myself from another perspective, I see myself on the court, going through different skills and doing them really well. It’s like this positive reinforcement of knowing what it feels like, looks like, and how to execute it at a really high level… There’s a really powerful connection between body and mind, which I think a lot of people don’t realize.”

man sitting on bench near track field while sun is setting
Photo by Martin Péchy on Pexels.com

Visualization or mental rehearsal is a powerful mental tool to raise the level of your game. When you use mental rehearsal with your physical training, you will improve consistency, you mental game, and take your game to a new level.

Per Cohn, if Olympians use visualization to achieve greater results, you can also raise your game by adding visualization to your daily training schedule.

Finally, check out this video  from one of my favorite sports psychologists, Dr. Patric Cohn.  I’m a big fan of the good doctor, as he really values and emphasizes the power of visualization in sports. Although this isn’t the most dynamic video you’ve ever seen, it’s content is extremely powerful.

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More Housing Bubble Fears in the Media

clear and blue bubble near green leaves

Home prices have risen over 40% since 2006. This has prompted another round of media fearmongering that a housing bubble is imminent.

As you might have recognized, the media has been talking about a housing bubble for the past several years, only to see home prices continue to be well supported.

White Houses Lined Up with One Red House

Is Today’s Market Like The Bubble of 15 Years Ago?

Comparing today’s housing market to the market in 2006 requires us to understand some key differences to help us see the full picture. Let’s break that down.

The majority of individuals who buy homes do so based upon monthly payment. Therefore, we must consider differences in mortgage interest rates, as well as differences in household income between the market in 2006 and today.

Mortgage rates in 2006 ran about 3% higher than interest rates that are available today. This helps make the monthly payment today much lower, even in some cases where the amount borrowed is higher.

Meanwhile, average hourly earnings have increased by 55% from 2006 to today, according to the Bureau of Labor Statistics.

Homes Are Actually MORE Affordable Today

Blue and Black Money Signs

Because of the rise in income, as well as the drop in interest rates, the cost to purchase a home today appears to be significantly more affordable than it was in 2006.

Additionally, today’s appreciation is due to record low home inventory levels and strong demographic demand, which wasn’t the case in 2006.

Don’t let the media scare you out of all the wonderful benefits of home ownership. Contact me today to find out more!

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Owning Investment Property: A Primer For First Timers

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Photo by Jessica Bryant on Pexels.com

Owning investment properties can be a great way to earn extra income. I’m linking today to an article from Peter Warden at The Mortgage Reports on a fantastic article for would be real estate investors. 

Whether it’s a career choice or an extra source of income, becoming a landlord requires hard work, knowledge, and time. The idea of rent collection as a source of passive income attracts many new landlords to this profession.

But experienced landlords know this job requires an active approach. The more you work to maintain properties, find the right tenants, and keep track of all the details, the more successful you can be.

Peter Warden, The Mortgage Reports

This article isn’t a quick read – it’s quite in-depth and I invite you to read the entire thing here.

He breaks down the article into 10 sections:

Notebook with Small Wooden House
  • What to know
  • Getting started
  • Financing a property
  • Work involved
  • Planning ahead
  • Hiring help
  • Legal issues
  • Finding tenants
  • Evicting tenants
  • Forms for landlords

Many of my clients have found that owning rental property is one of the best financial moves they ever made.

At the same time, owning rental properties isn’t easy and involves a good deal of effort. However, the financial rewards can make all that worthwhile!

As Warden states, “True, owning a rental property rarely makes people rich quickly. But getting rich slowly is a very attractive alternative.”

What’s the first step? Doing the research on how to make a rental property purchase. Do reach out to me for more, as it would be my pleasure to help on the financing side.

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A Great Baseball Training Opportunity: Major League University

Major League University Logo
Picture of Austin Byler Playing Baseball

Most baseball players spend the majority of their time working on their physical skills.  But what about the mental side?

Today, I’d like to highlight Austin Byler’s Major League University – and an article that he’s written regarding “Building Mental Toughness on the Baseball Field”.

The Program – Major League University

“Major League University is a top-tier mindset and leadership training company.  Our mission is to inspire student-athletes to become the best versions of themselves by training in three major areas: mindfulness, character, and personal development.  We believe these pillars lead to sustainable success on and off the field.”

Austin Byler
Picture of Austin Byler

MLU was founded in 2018 by Austin Byler and Kewby Meyer.  Both had just wrapped up their careers in professional baseball where the daily physical and mental struggles, as well as anxiety, were commonplace.

They realized that they could help provide athletes with a healthy foundation for success in life…and MLU was born!

Their Leadership Academy is something that I would highly recommend for players.  I know Austin personally and he is one of the most outgoing and positive guys that I’ve seen.  His goal is to serve others, build relationships, and demonstrate his deep faith to those with whom he connects.

Building Mental Toughness on the Baseball Field

Next, I highly recommend that you check out this article that Austin penned regarding his friend Ray McIntire and his college experience:

Austin highlights Ray’s grit and determination, and dives into mental toughness with definitions and actions.  There’s also a podcast with both Austin and Ray that’s totally worth the listen.

I’d highly recommend that you take a look!

Again, do check out Major League University – and pass this on to others in your baseball circle, as this is an extraordinary program.

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Going Mental: Embrace Sports Psychology to Manage In-Game Stress

Outline of a Man's Head with Keyhole Peaking Through

The psychology of baseball is fascinating, and I’ve linked to many articles over the past 6 years regarding its importance.

Baseball on Dirt

I’m linking to an article from Jared Wyllys of The Sporting News on how Major League players have embraced this new idea and have flourished.

You can find that article here….

Picture of Baseball Coaches

All players spend plenty of time on the field working on their physical craft – hours of batting practice, fielding practice and bullpen work.  But what about practicing the mental game?  I think that’s something that’s not done enough.

I highly recommend the read for all players, as there are tons of examples of how big-league ballplayers use their mind to enhance their game.

Here are some other articles that I’ve written over the years that might come in handy:

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