Arizona Association of Mortgage Professionals
The Arizona Association of Mortgage Professionals (AzAMP) is a non-profit professional organization that was established in 1980 to promote the common business interests of those engaged in the mortgage broker industry. AzAMP’s membership is comprised of individual members, not mortgage companies.
For over twenty-five years, AzAMP has been a valuable networking resource for its members and has advanced public awareness of professional mortgage brokers as a source of real estate financing.
AzAMP members are also members of the National Association of Mortgage Brokers (NAMB) and as members, pledge to abide by the requirements of AzAMP & NAMB Bylaws, Code of Ethics & NAMB Best Business Practices Guidelines.
Average Prime Rates – FFIEC
The FFIEC has developed the NEW Rate Spread Calculator to assist HMDA reporting institutions with the 2008 Regulation C amendments for reporting Rate Spread data effective October 1, 2009 and forward.
The Rate Spread Calculator generates the spread between the Annual Percentage Rate (APR) and a survey-based estimate of APRs currently offered on prime mortgage loans of a comparable type utilizing the “Average Prime Offer Rates- Fixed” and “Average Prime Offer Rates- Adjustable” tables, action taken, amortization type, lock-in date, APR, fixed term (loan maturity) or variable term (initial fixed-rate period), and lien status.
Fannie Mae – Know Your Options
Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets. Home Buying Process guide on their website offers valuable information about buying a home. This website also provides important information for home owners.
First-time home buyers often face challenges that don’t affect experienced home buyers – find out more here from The Mortgage Reports.
Go to HomePath.com to find a list of Fannie mae owned homes in your area.
HomePath financing allows a home buyer to purchase a Fannie Mae owned home with a low down payment, no mortgage insurance, and no appraisal.
– Owner Occupied: 3% Down Payment
– Non Owner Occupied: 10% Down Payment
The National Association of Mortgage Brokers is the voice of the mortgage broker industry, representing the interests of mortgage brokers and homebuyers since 1973.
The Association is committed to promoting the highest degree of professionalism and ethical standards for its members. In addition to mandating members adhere to a professional code of ethics, NAMB provides mortgage brokers with professional education opportunities, and offers rigorous certification programs to recognize members with the highest levels of professional knowledge and education. As the sole national trade association for this industry, NAMB is affiliated with all 50 state associations and the District of Columbia. NAMB’s active lobbying and advocacy efforts frequently focus on national and state issues.
Nationwide Mortgage Licensing System (NMLS)
The NMLS Resource Center is the official gateway into the Nationwide Mortgage Licensing System & Registry (NMLS) and provides users with tools, tips, news and updates.
Neighborhood Housing Services of Phoenix – Trellis
Neighborhood Housing Services of Phoenix, now called Trellis, has been revitalizing neighborhoods in Phoenix, Arizona since 1975 by providing a full range of programs and services that encourage, create and support affordable homeownership. We help hard-working families realize the dream of financially-stable homeownership.
Homeownership is considered a key element in developing a family’s pride and commitment in their community. This pride of ownership is necessary for maintaining viable schools, healthy businesses and safe neighborhoods.
They have created the Ultimate First Time Home Buyer Guide covering every aspect of the home-buying process, including not only details about FHA loans, but also:
- Understanding mortgage options
- Different types of home insurance
- Budgeting and negotiating an offer, and much more
U. S. Department of Housing and Urban Development – Buying a Home
U. S. Department of Housing and Urban Development website provides extensive information about buying a home including affordability, borrower’s rights, tips and tricks for shopping for a loan, and details about different home buying programs including FHA loan programs and other special programs.
United States Postal Service Official Movers Guide
What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.
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