Home Calculator

Here’s an easy way to estimate your expected mortgage payments, just enter the specifics below in this handy mortgage payment calculator:

Mortgage Calculator

year(s)
per year
per year

Your total monthly payment

Principal & Interest
Home insurance
Property taxes
PMI

A few suggestions….

  • For property tax in California, use 1.25% of the purchase price for an estimate
  • For property tax in Arizona, use .75% of the purchase price for an estimate
  • For homeowner’s insurance in Big Bear or the surrounding San Bernardino mountain areas, use $2,500 per year for an estimate
  • For homeowner’s insurance in all other areas, use $950 per year as an estimate

Please do reach out to me if you have any questions:

Lending Coach Title Bar

This calculator is offered for illustrative and educational purposes only and it is not intended to replace a professional estimate. Calculator results do not reflect all loan types and are subject to individual program loan limits. All calculations and costs are estimates and therefore, The Lending Coach or Guild Mortgage Company do not make any guarantee or warranty (express or implied) that all possible costs have been included. The assumptions made here and the output of the calculator do not constitute a loan offer or solicitation, or financial or legal advice. Please connect with a loan professional for a formal estimate. Every effort is made to maintain accurate calculations; however, The Lending Coach or Guild Mortgage Company assumes no liability to any third parties that rely on this information and is not responsible for the accuracy of rates, APRs or any other loan information factored in the calculations.