Tag: podcast (Page 1 of 2)

Lending Coach Special Podcast: 2026 Mortgage and Real Estate Forecast

January 28, 2026 / Tom Bonetto / 0 Comments

I was fortunate enough to be interviewed on a podcast recently to discuss my 2026 Mortgage and Real Estate Forecast.

You can find the original forecast here…

This podcast is a very deep dive into what we can expect in 2026 and the factors that go into my prediction. I’d invite you to take a listen!

Here’s the podcast link:

I hope you find it interesting, and feel free to reach out directly to me to discuss it further.

As always, you can set up an appointment with me here…

The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Starlight Mortgage. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions.

Fannie Mae and Freddie Mac Reforms – A Podcast: Affordable Housing Ideas from Two Loan Originators

December 2, 2025 / Tom Bonetto

I recently sat down with Mike Nelson, a mortgage originator and host of the Mosaic Podcast.

We discussed some ideas that should be debated at the government levels regarding interest rates and home affordability.

I’d invite you to take a listen!

Here’s the link…

Specific Podcast Timestamps:

1:05 – Introduction
2:38 – Setting the Stage
5:02 – Ideas for Reform: Debt-to-Income and Residual Income
9:02 – The Importance of the Credit Score and Asset Utilization
12:12 – Over Regulation and Costs Associated with them
19:30 – Loan Level Price Adjustments Causing Rate Increases (2^nd homes/investment properties)
24:21 – 401(k) Utilization Without Penalty for Home Purchases/Gifts
25:28 – ‘Streamline’ Refinances for Conventional Borrowers
27:00 – Non-QM versus QM
29:00 – Government Debt and How It Impacts Mortgage Rates
32:19 – Is Real Estate Still a Good Investment?
33:55 – The Federal Reserve and The Data
37:00 – Final Thoughts

I hope you find it interesting, and feel free to reach out directly to me to discuss it further.

As always, you can set up an appointment with me here…

The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions.